Severe weather in Texas isn’t just a seasonal inconvenience—it’s a regular reality. For residents of College Station, Aggieland, and the greater Brazos Valley, storm preparedness is essential. Whether you own a home or rent, ensuring your property and vehicle are protected can save you time, stress, and money. At Van Dyke Rankin Insurance, we believe proactive planning combined with the right insurance coverage is your best defense.
Home Preparation Tips for Homeowners and Renters
- Secure Outdoor Items Before a storm hits, bring in or anchor outdoor furniture, grills, and garden tools. These items can become dangerous projectiles in high winds.
- Check Doors and Windows Ensure all entry points are properly sealed. Consider installing storm shutters or using plywood for added protection.
- Inspect Your Roof and Gutters A well-maintained roof is your first line of defense against water intrusion. Clean gutters and downspouts ensure proper drainage and reduce the risk of water damage.
- Create a Home Inventory Document your belongings with photos or videos. This step is crucial for both homeowners and renters when filing insurance claims after a storm.
- Know Your Coverage Many assume their standard policy covers all storm-related damage. That’s not always the case. Whether you need homeowners, renters, or flood insurance, Van Dyke Rankin agents can help you review your policies and fill any gaps.
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Car Protection Tips
- Park Safely Move your vehicle to a garage or covered area. If that’s not an option, consider using a thick blanket or commercial car cover to minimize hail damage.
- Avoid Flood-Prone Areas Park on high ground when possible. Rising water can total a vehicle quickly.
- Review Your Auto Insurance Make sure you have comprehensive coverage—this is what covers storm-related damages such as hail, flooding, and falling debris.
Need help finding a policy? Request a free quote today!
Emergency Preparedness Essentials
Build an Emergency Kit with:
- Flashlights and extra batteries
- Non-perishable food and water for at least three days
- First aid supplies
- Phone chargers and power banks
- Important documents in a waterproof bag
Stay Informed by signing up for local weather alerts and having a battery-powered weather radio on hand.
The Value of an Insurance Review
Preparedness isn’t just physical—it’s financial too. At Van Dyke Rankin, our team offers personalized insurance reviews to ensure your policies reflect your current needs. From homeowners and renters insurance to comprehensive auto coverage, we’ll help you weather the storm with confidence.
Don’t wait until the forecast shows trouble. Let our experienced agents guide you through an insurance checkup tailored to your life and property in College Station, Aggieland, or the broader Brazos Valley.
About Van Dyke Rankin & Company
Van Dyke Rankin & Company is a trusted commercial real estate firm serving Bryan, College Station, and the greater Brazos Valley region. With decades of experience and deep roots in the local community, our team specializes in commercial brokerage, property management, and investment real estate. Our client-first approach and commitment to integrity have made us a leader in Southeast Central Texas commercial real estate. Learn more at vandykerankin.com.
